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We provide our brokers with a comprehensive mix of conforming loan products that serve your conventional borrowers.

We have a team of mortgage professionals waiting to help you succeed in this changing industry. Explore our full product menu and experience a unique lender that has the customer service to tailor its business model to best fit yours.

CMG Financial is a FNMA and FHLMC seller/servicer.

All loan programs displayed on this website may not be available in every state.

Agency / High Balance Fixed Rate Program

AGENCY / high balance ARM PROGRAMS

  • 3/1 LIBOR ARM with 2.250% margin -2/2/6 caps
  • 5/1 LIBOR ARM with 2.250% margin -5/2/5 caps
  • 7/1 LIBOR ARM with 2.250% margin – 5/2/5 caps
  • 10/1 LIBOR ARM with 2.250% margin – 5/2/5 caps

  • Contact a Division Vice President

Fannie Mae & Freddie Mac High LTV Refinance Loan Option

HomeReady & Home Possible Program

  • As little as 3% down with a 620 FICO. No money down payment option available if the loan is combined with a community second mortgage.
  • Community seconds or closing costs grants can be used
  • Owner occupied 1-4 Units, Condos, and PUDs

  • Contact a Division Vice President


  • 95% LTV available on Primary Residence Purchase & Rate-Term with 620 FICO
  • Cash Out available on Primary Residence max 65% LTV and 20 year term
  • MI Available to 95%
  • Government financing available for Manufactured Homes

  • Contact a Division Vice President


Four Jumbo Programs available for all of your Jumbo needs:

  • Loan amounts to $5.0MM
  • Unlimited Cash Out for Primary and Second Homes
  • 90% LTV to $1.5MM with no MI
  • First Time Home Buyers Allowed

  • Contact a Division Vice President


  • HARP Highlights
    • NO Minimum Credit Score
    • Conforming and High Balance Conforming
    • All including Primary Residence, 2nd Homes, Investment, 1-4 Units
    • 30 year fixed rate
    • 20 year fixed rate
    • 15 year fixed rate
    • 30 year high balance
    • 15 year high balance
    • 30 year fixed rate
    • 20 year fixed rate
    • 15 year fixed rate
    • 30 year high balance
    • 15 year high balance

    Contact a Division Vice President

Government Products
All In One Loan
© CMG Financial, All Rights Reserved. CMG Financial is a registered trade name of CMG Mortgage, Inc., NMLS ID #1820 in most, but not all states. CMG Mortgage, Inc. is an equal opportunity lender with corporate office located at 3160 Crow Canyon Road, Suite 400, San Ramon, CA 94583 888-264-4663. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act No. 4150025; AK #AK1820; AZ #0903132; Colorado regulated by the Division of Real Estate; Georgia Residential Mortgage Licensee #15438; Illinois Residential Mortgage Licensee; Kansas Licensed Mortgage Company #MC.0001160; Massachusetts Mortgage Lender License #MC1820 and Mortgage Broker License #MC1820; Mississippi Licensed Mortgage Company Licensed by the Mississippi Department of Banking and Consumer Finance; Licensed by the New Hampshire Banking Department; Licensed by the NJ Department of Banking and Insurance; Licensed Mortgage Banker – NYS Department of Financial Services; Ohio Mortgage Broker Act Mortgage Banker Exemption #MBMB.850204.000; Licensed by the Oregon Division of Financial Regulation #ML-3000; Rhode Island Licensed Lender #20142986LL; and Licensed by the Virginia State Corporation Commission #MC-5521. CMG Mortgage, Inc. is licensed in all 50 states and the District of Columbia. Offer of credit is subject to credit approval. For information about our company, please visit us at To verify our complete list of state licenses, please visit and NMLS Consumer Access (