CMG image


We provide our sellers with a comprehensive mix of conforming loan products.

As an agency-direct Seller/Servicer with few overlays, we provide a smooth purchase process for our clients. Explore our full product menu and experience a unique investor that offers individualized service to tailor its business model to best fit your needs. With agility and a team of mortgage professionals waiting to help you expand your business, you will gain not only a unique selling experience, but also a valuable, lasting partnership.

All loan programs displayed on this website may not be available in every state.

Government Products
Jumbo Products


  • Agency Fixed Rate Programs
    • 30 Year Fixed
    • 25 Year Fixed
    • 20 Year Fixed
    • 15 Year Fixed
    • 10 Year Fixed
  • High Balance Fixed Rate Programs
    • 30 Year High Balance
    • 15 Year High Balance


  • Agency ARM Programs
    • 3/1 LIBOR ARM with 2/2/6 Caps and 2.25% Margin
    • 5/1 LIBOR ARM with 5/2/5 Caps and 2.25% Margin (2/2/5 adjustment option)
    • 7/1 LIBOR ARM with 5/2/5 Caps and 2.25% Margin
    • 10/1 LIBOR ARM with 5/2/5 Caps and 2.25% Margin
  • High Balance ARM Programs
    • 3/1 LIBOR ARM High Balance
    • 5/1 LIBOR ARM High Balance
    • 7/1 LIBOR ARM High Balance
    • 10/1 LIBOR ARM High Balance
  • Qualifying Rate for Conforming ARMs
    • 3/1 & 5/1 ARMs are Qualified at Greater of the Note Rate + 2% or the Fully Indexed Rate
    • 7/1 & 10/1 ARMs are Qualified at Greater of the Note Rate or the Fully Indexed Rate


  • Manufactured Homes
  • 5-10 Unit Financed Properties
  • Fannie Mae HomeReady™
  • Freddie Mac Home Possible®


  • Refinance Highlights
    • Unlimited LTV
    • No Minimum Credit Score
    • Primary residence, second homes, investment, 2-4 units
    • 30 year fixed
    • 20 year fixed
    • 15 year fixed
    • 30 year High Balance
  • FHLMC LP Open Access Programs
    • 30 Year Fixed
    • 20 Year Fixed
    • 15 Year Fixed
    • 30 Year High Balance

© CMG Financial, All Rights Reserved. CMG Financial is a registered trade name of CMG Mortgage, Inc., NMLS ID #1820 in most, but not all states. CMG Mortgage, Inc. is an equal opportunity lender with corporate office located at 3160 Crow Canyon Road, Suite 400, San Ramon, CA 94583 888-264-4663. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act No. 4150025; AK #AK1820; AZ #0903132; Colorado regulated by the Division of Real Estate; Georgia Residential Mortgage Licensee #15438; Illinois Residential Mortgage Licensee; Kansas Licensed Mortgage Company #MC.0001160; Massachusetts Mortgage Lender License #MC1820 and Mortgage Broker License #MC1820; Mississippi Licensed Mortgage Company Licensed by the Mississippi Department of Banking and Consumer Finance; Licensed by the New Hampshire Banking Department; Licensed by the NJ Department of Banking and Insurance; Licensed Mortgage Banker – NYS Department of Financial Services; Ohio Mortgage Broker Act Mortgage Banker Exemption #MBMB.850204.000; Licensed by the Oregon Division of Financial Regulation #ML-3000; Rhode Island Licensed Lender #20142986LL; and Licensed by the Virginia State Corporation Commission #MC-5521. CMG Mortgage, Inc. is licensed in all 50 states and the District of Columbia. Offer of credit is subject to credit approval. For information about our company, please visit us at To verify our complete list of state licenses, please visit and NMLS Consumer Access (